

Money Train 3 Slot Review
4.0/5Reviewed by Dan
Money Train 3 is a 5-reel slot from Relax Gaming with 40 paylines and a maximum win multiplier of 100000x. The game includes free spins, wild symbols, collection mechanics, and respins. You can wager between 0.1 and 10 per spin, and a demo is available to review the layout and paytable.
- RTP
- 96.5%–96.52%
- Provider
- Relax Gaming
- Release
- 2022-09-22
- Reels
- 5
- Paylines
- 40
- Minimum bet
- 0.1
Content last verified Sep 16, 2026 via First Look Games
Relax Gaming
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What Money Train 3 Is
Released in September 2022, Money Train 3 is a five-reel slot from Relax Gaming with 40 fixed paylines. Its core appeal is a bonus round built around feature symbols that collect and modify values as they land, giving the round a compounding quality that the base game alone does not deliver. The four listed features, free spins, wilds, a collection mechanic, and respins, all feed into that bonus structure rather than operating as disconnected extras.
Format and Features
Forty fixed paylines is a clean, mid-density setup. There is no payline selection to manage, which keeps the focus on the feature symbols during bonus play. The collection and respin mechanics are the functional heart of the game. Relax Gaming built the series around the idea that feature symbols accumulate and interact, and the third instalment carries that forward. Wild symbols provide the standard line-win support, while free spins and respins extend the rounds where the collection mechanics can build value.
A demo is available for players who want to observe the base game and bonus trigger before committing a stake.
RTP and Risk Profile
The published RTP sits between 96.50% and 96.52%, a tight band that signals minimal operator adjustment. That is a competitive return figure and a reasonable basis for evaluating the game's value against others in Relax Gaming's own catalogue, where high-volatility titles sometimes carry lower headline RTPs. The 100,000x maximum win multiplier places this firmly in the extreme-ceiling category. Players who are comfortable with that kind of structure, large potential outcomes concentrated inside volatile bonus rounds, will find the documented profile coherent. Players who prefer frequent, smaller returns will find the bonus-dependent structure less suited to them.
Stake limits run from 0.1 to 10 per spin, a modest ceiling that keeps the top end accessible rather than high-roller focused.
Verdict
Money Train 3 earns an 8 out of 10 based on its documented profile. The combination of a 100,000x multiplier ceiling, a genuinely interactive collection mechanic in the bonus round, and a 96.5% RTP makes a strong case for the game within its niche. The clearest limitation is the stake ceiling of 10 per spin, which will feel restrictive to players who size bets larger than that range. The game is well suited to players who want a bonus-focused structure with a high but realistic published RTP and a substantial theoretical upside.






















